Know what your numbers are saying.

Free tools for bank statements, spreadsheets and business finances.

Analyze a bank statement Upload any spreadsheet

Files read in your browser, never uploaded
Official IRS, BLS and NYU Stern data, dated
Excel downloads with working formulas

What do you want to know or do?

Type it, or drop in a file.

Start with what you have

Bank statements

Cash flow, spending, budget, P&L and taxes from any bank.

Any spreadsheet

Trends, top sellers and a forecast.

Just your figures

P&L, balance sheet, cash flow and ratios.

835 remittances

Medical billing ERA files to Excel.

Checks a chatbot can’t run

Reconcile bank to books

Matches every line, finds what is missing.

Fees and double charges

Every fee, duplicate and odd charge.

Audit a ledger

Benford’s law, duplicates, gaps.

Value a business

2026 data for 94 industries.

Calculators

Value and inflation

Loans and investments

Profit and growth

Tax

Make a document

Invoice & Quote Generator

Make a PDF invoice or quote.

P&L, Balance Sheet & Cash Flow

One PDF for a lender or accountant.

About insytesBI

See where the money goes, whether you are making a profit, how you are doing against budget and what next month looks like. Drop in bank statements or any spreadsheet, or type in your figures. Every number is worked out from your data, and your files never leave your browser.

Nothing is guessed or written by a chatbot. Each result shows the formula and the figures behind it, so you can check the work before you rely on it. Free, with no sign-in; download any result as a PDF, CSV or Excel file.

Getting started with insytesBI

Ask your question in the box above, or pick the tool that matches the file you have.
Upload the file or type your figures. Clean files go straight to the results; uncertain columns are confirmed first.
Download the report or tables, and check important figures against your records.

Frequently asked questions

Are insytesBI tools free to use?

Yes. They are free and need no account.

How are the numbers worked out?

By code, from the rows in your file or the figures you type, using standard formulas named next to each result. No figure is written by a language model.

Why not just ask a chatbot?

A chatbot cannot read a year of bank statements line by line, match them against your books, or hand you a spreadsheet whose formulas still work. Its figures also stop at its training date. insytesBI works from your own files in your browser and from dated official tables: the IRS 2026 brackets and depreciation tables, BLS consumer prices to the latest month, and NYU Stern’s January 2026 industry data.

I do not know which tool I need.

Type your question into the box at the top of this page in your own words, such as “am I making money” or “can I afford a loan”, and it takes you to the answer.